A Review of ‘Home Foreclosure Survival Tactics’

Home foreclosures in the United States are at unprecedented levels. As many as a third of all homeowners are thought to be falling behind with the mortgage repayments on their properties. As a direct result of this, a host of scamsters have suddenly sprung up claiming to offer help and advice.

Thankfully I have not fallen behind with my mortgage repayments, so I am not personally in danger of losing my home. However, I do have several friends who have gone through the foreclosure process and one of them fell victim to obtaining bad advice and ended up making matters worse for himself and his family.

A different friend of mine that was facing a home foreclosure told me about a valuable resource they had found that had really helped them a lot. They had done some serious research on the internet and they found an ebook by Anne James called ‘Home Foreclosure Survival Tactics’.

Having carried out some research on this topic myself, and knowing that it had helped my friends, I decided to get hold of a copy and see what it had to offer.

Here is my review of the ebook…

If you are already quite knowledgeable in terms of how the world of mortgages and finance work from the inside then this ebook may not be for you. However, if that’s not the case and you have fallen behind on your repayments and need some solid advice and help, then you are likely to find just that in ‘Home Foreclosure Survival Tactics’.

The thing that impressed me a lot about this ebook is that it tells you exactly what actions you can take, when you should take them and in what order. Who you should contact first and what to say was also revealed. This section discusses exactly what you should do before ever picking up the phone to make contact with anyone.

Another very useful piece of information was the one agency that could help you to catch up on your payments (and not have to pay them back).

The ebook helps you to carry out a full assessment of your current position, so that you will know exactly what you are capable of negotiating for and then goes on to show you the order of things that need to happen and who to contact first.

The ebook even reveals the fact that you may even have options at your disposal that could allow you to continue living in your home.

I have to say I was impressed with this ebook and I believe that the author has offered solid and actionable advice that will really assist anyone who is facing the fear and pain of a foreclosure on their property.

Commerce Michigan Real Estate – Buy A Home On A Lease Option And Stop Wasting Money On Rent

Many Commerce Michigan real estate owners and want to be homeowners are facing real problems. The number of Commerce MI real estate foreclosures is increasing. Throughout Oakland County, foreclosures are increasing. According to county government officials, “Rising homeownership costs, advancing debt, declining incomes, job loss and a weakening state economy have doubled foreclosures in Oakland County over the past year.”

Many of the same factors that have caused an increase in foreclosures have affected the credit scores of some really good people, in particular, declining incomes, job loss and a weakening state economy. If you are hoping to buy Commerce Michigan real estate, but your credit has been bruised, you should know that there is hope.

Because of its location, near Detroit and less than thirty minutes from Pontiac, many residents were employed by GM. Some still are. Lay-offs, cut-backs and buy-outs affected not only auto-industry employees, but nearly everyone in the state. Many companies closed offices or went out of business completely, because there businesses relied on the money spent by auto-industry employees.

A temporary job loss may have caused your credit problems. Even a few late payments on the credit cards can dramatically lower the credit score. You may have worked hard to pay off your debts and even saved up for a downpayment, but still find that buying Commerce MI real estate is difficult, frustrating or downright impossible. There are options that you don’t know about.

No matter what caused your credit problems, they can be overcome. If you can afford to rent Commerce Michigan real estate, then you can probably afford to own Commerce MI real estate. If you are employed and can afford the monthly payments, then a lease option / rent to own plan can work for you. A downpayment or option consideration will be required, but a portion of your monthly rent will go towards the purchase of a home. In other words, you can build equity and obtain true home ownership.

With a standard lease, all of the money goes to the landlord; none of it goes towards your future. People sometimes rent for years and have nothing to show for it but a bunch of rent receipts. As experienced real estate investors in Michigan, we offer a very unique lease option program that will allow you to invest in your future, improve your credit score and own a home, much sooner than you ever thought possible. We know that bad things happen to good people and we want to help turn it all around.

Perhaps you are a Commerce MI real estate owner that is facing the problems caused by “rising homeownership costs, advancing debt, declining incomes, job loss and a weakening state economy.” You may be looking through the Commerce Michigan real estate listings and wondering how long your home will stay on the market if you are a seller. You may have bought your property when your income was high and your future looked bright. Your company may be offering you a transfer, but you are wondering how you will buy a home in a new area, before selling the home that you have.

You may be behind on your payments and facing foreclosure. There are several unique options for avoiding foreclosure. The lease option program that we offer is one. We may be able to find a potential buyer….someone who can make those mortgage payments and may eventually buy your Commerce Michigan real estate. We look for the win-win situation for both buyers and sellers of Commerce MI real estate and for buyers and sellers throughout the state of Michigan.

Commerce Michigan real estate is some of the most beautiful property in the country. At one time it was a weekend and summer resort for residents of Detroit. Transportation improvements made it possible to live there year round and still work in Detroit, Ann Arbor or Pontiac. The Huron River and several lakes provide a rural secluded feel, while the parks and golf courses provide recreation. It is likely that the value of Commerce MI real estate will increase again in time, as the state’s economy eventually rebounds.

Now could be an excellent time to begin investing in your future.

Buy A Short Sale Home At Heavily Discounted Prices

You may have been reading or heard about all the money that you can save today with the purchase of a short sale home. Many people who do not even have any experience with buying homes or real estate investments are now buying these homes with great success. This is, however, a process that must be fully understood before being undertaken.

When you are buying this real estate, you are essentially purchasing a home at a heavily discounted price. The words “Short Sale” basically mean that the seller’s lender is willing to accept a payoff amount less than balance of the current mortgage. You can make offers on homes, which the seller and their lender will then consider. Both the seller and the lender must be in agreement for the short sale to be accepted.

Lenders will most often allow a home to be listed for short sale if the current buyer has fallen behind on mortgage payments or has completely stopped making payments. However, in some cases a lender might allow the current buyer to list the home as a short sale even if they are completely current on their mortgage payments. Situations like this may happen when the buyer has become “upside down”(owing more than the home is even worth) in the home due to the real estate market value dropping.

If you are considering buying a short sale house, it is vital that you do some investigation once you have found a potential home. Finding out whether a foreclosure notice has been issued and learning the amount that is still owed on the home, information that an agent can obtain for you, will help you in deciding if this is a good chance to make an offer. Lenders that offer a home that they are foreclosing on may be more motivated than those who have homes that the buyers are still making payments on. Knowing the amount owed is helpful since it will give you an idea of the finances behind the deal: How much the lender might be willing to sell for. Getting all of the pertinent information can save you a bundle when you are purchasing these properties.

Foreclosed Home For Sale – Grab The Home You Want At The Lowest Price Now!

Want to find a cheap foreclosed home for sale?

Have you ever wanted to find a foreclosed home for sale around your price range or even lower? Of course you have! Why wouldn’t you want to buy a foreclosed home for sale? Especially when you know there are many extra costs to consider when purchasing a home. We don’t just have the deposit to think of, we also have the dreadful mortgage repayments, water rates, land agents along with council rates or land taxes, depending on which state you are from. You don’t have all those costs when you purchase a foreclosed home for sale.

Keep your money when buying a foreclosed home for sale, after all you deserve it!

Very soon you will learn how to save thousands of dollars when you see the next home of your dreams. What if I said that I knew of a way for you to be able to purchase a foreclosed home for sale directly from the government, if this were true this would mean less fees if any, and having the convenience to buy your next or even first foreclosed home for sale at a rock bottom price?

How does this work? (Foreclosed home for sale)

Its simple; to put this in a nut shell the way this works is you gain from someone’s misfortune when you purchase a foreclosed home for sale, sounds harsh I know. The reason for this is due to a person or persons purchasing a home pay, their deposit and borrow the rest of the money from the bank or lending service. They then find themselves over taken with debt and cannot find the money to repay the bank or lending service. In result after many negotiations the banks or lending services have no other alternative but to repossess what is rightfully theirs. After they have successfully managed this, the banks or lending services then put the house on auction; this is what we call a foreclosed home for sale.

Wouldn’t a home be cheaper to buy privately than governmental?

You would think that, after all when we think of Government we think money taxes etc. In this case it is actually the opposite where in fact it is cheaper to purchase a foreclosed home for sale through the government rather than private or otherwise.

Why do banks have to rush to sell? In result they have a foreclosed home for sale!

Government and banks need to sell up the repossessed homes fast, they do this because if they didn’t it would cost them allot of time and money maintaining the homes that they have seized. The Government and Banks just want to recoup the money as quickly as possible. So they offer a foreclosed home for sale at a very low auction price for you and me every day.

Finding the perfect foreclosed home for sale for you has never been easier.

I hope now if you are searching for the right foreclosed home for sale, you will no longer think you have to go through a complicated process anymore.

It used to be that finding the home of your dreams was a very complicated process. Between never-ending visits to available homes, looking at photos of homes up for sale and searching through papers etc this process takes weeks/months of hunting around for the ideal home, you had to invest an unbelievable amount of time and energy into finding a suitable home. Those tiring days of searching for your dream home are over!

Now finding the ideal home is as easy as looking through a database and finding the most suitable foreclosed home for sale for you and going for it. With taking this easy option to buy a foreclosed home for sale you don’t just end up saving thousands of dollars on the price of the foreclosed home for sale. You also cut out the middle man and keep that money for yourself.

So what type of foreclosed home for sale are you after?

What type of foreclosed home for sale do you want to own? This database is bound to have the right foreclosed home for sale for you. Whether it is you are after a foreclosed home for sale that is of a rural home they have it .Or maybe you are looking for a custom built foreclosed home for sale. With so many homes available, you can find exactly the type of foreclosed home for sale and purchase your home from 90% off what you would regularly pay for a home of this value. Don’t think for a minute if you are thinking of looking into buying a foreclosed home for sale that you will only get a plain home, this database even offers luxury homes and vacation homes, condominiums. So you can purchase a foreclosed home for sale right now at a low price.

What if I’m not looking for a Foreclosed home for sale?

This database doesn’t just offer you a foreclosed home for sale. It also offers many different items. Items of which are jewellery, land, and even cars.

So what are you waiting for?

Tap into the database of your dreams now!

Whether you are looking for a foreclosed home for sale, or are just looking for cheap jewellery or even a car.

It’s all here!